What It Costs

As a cardonemoney account holder, you'll get access to manage your account online and have a UK based account manager to assist you with your everyday money management.

There is no account opening fee.

There is a monthly fee of £12.50. This is payable monthly in advance. It is debited from your account on the 1st of every month, so you can easily plan your finances. You can add a secondary cardholder for £5.00 per month. Unlike many other current accounts we do not charge any bounced payment fees.

Please refer to summary box for details of your cardonemoney Prepaid Debit MasterCard® Card usage fees.

The CardOneMoney current account is not covered by the Financial Services Compensation Scheme. Please see our FAQs for more information.

*Subject to identification, residency - see terms and conditions. Cardholder must be at least 18 years of age.

CardOneMoney is a trading style of Spectrum Payment Services Limited, a company registered in England & Wales (No. 06268340) with registered Office at 3rd Floor, Vintners' Place, 68 Upper Thames St, London, EC4V 3BJ. Spectrum Payment Services Limited is authorised and regulated by the Financial Conduct Authority as a credit broker (FCA No. 839341) and to provide payment services (FCA No. 504547). We are not a lender.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by Fair Payments Limited pursuant to license by Mastercard International Inc. Fair Payments Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900493) © 2020 All rights reserved.